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Insurance

Australia
  • Overseas Student Health Cover (OSHC)
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INSURANCE

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  • OSHC
  • OVHC
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  • HOW TO USE YOUR SUBMITTED SCHEDULE

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MATERIALS

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  • OSHC
    • Allianz OSHC/Vietnamese
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    • BUPA
      • Essential Visitors Cover/Vietnamese
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  • Bupa Advantage OSHC/English

Bupa Advantage OSHC/English

Thai Ryan

GUIDES & SUPPORT CATEGORIES #

  • Policy & Benefits – View here
  • OSHC User Guide – View here
  • How to Order Membership Card – View here
  • Claim Instructions – View here
  • Refund Instructions – View here
  • Health tools – View here

IMPORTANT NOTES #

  1. Your policy number is the same as your insurance card number.
  2. OSHC is effective from the date the student is granted or extends a Subclass 500 Student Visa. If the student does not yet hold a student visa, no coverage or claims are accepted.
  3. Students must have a valid visa to activate their account.
  4. If the student holds a dependent visa, they must be covered under the policy of the main visa holder.
  5. Keep boarding passes (in English) when flying from home country and when leaving Australia, for possible OSHC refund requests.
  6. On a Bridging Visa without previous student visa? You are not eligible for OSHC — consider OVHC instead.
  7. For any expected visa changes, contact Annalink’s partner promptly.

BUPA OSHC USER GUIDE #

1. Activate Your Bupa OSHC Card #

  • Download MyBupa app or log in to the Bupa Members Portal.
  • Find your membership number in confirmation email or certificate of insurance.
  • Access your digital membership card in the app — physical card only if requested.
  • Update contact details so Bupa can process claims efficiently.

2. Find a Doctor or Medical Service #

A. Use Find a Provider #

  • Choose Bupa Members First / Direct Billing providers — no upfront payment.
  • Outside network: Pay first, then claim reimbursement.

B. When Visiting a Doctor #

  • Present your Bupa OSHC digital membership card.
  • Confirm direct billing with the clinic.
  • Pay the gap fee if charges exceed coverage.

3. Claim in 3 Easy Steps #

A. Sign in to myBupa #

myBupa is our members portal, where you can manage your details and lodge a claim online.
Sign in to myBupa

Not registered for myBupa?

Register now

B. Make a claim #

Once you’ve signed in, select ‘Make a claim’ from the menu options and fill out the online form.
Prefer to mail in your claim?
Claim form (PDF, 865KB)

C. Upload documents #

Upload a copy of the invoice or receipt from your health practitioner and a medical certificate (if required).
Medical certificate (PDF, 62KB)

D. Other ways to claim #

Making a claim through myBupa is quick and easy, but you can also claim:
  • by visiting a Bupa store in person
  • through your On-Campus Consultant (if available)

4. Processing times #

Processing times vary depending on the service you’re claiming for.
Most claims for doctor appointments are processed within 5 business days. Hospital claims (including outpatient visits) are usually processed within 7-14 days.

5. Bank details #

You need to provide the details of your Australian bank account when you submit a claim. We cannot transfer money into an overseas bank account. Once your claim is processed, any refunded amount will be paid directly into this account.

6. Maintaining Your Coverage #

  • Your OSHC must cover your entire student visa period.
  • Renew before expiry to avoid a gap in coverage that could affect your visa.
  • If you change your visa type, contact Annalink’s Partner to update your policy accordingly.
The Australian healthcare system:
https://www.bupa.com.au/health-insurance/~/-/media/6D2405F7DC86477991A3624C6D8388C0.ashx

CONTACT ANNALINK #

Hotline:

  • Australia: (+61) 430 330 198
  • Vietnam: (+84) 28 3821 7005 (HCM) / (+84) 24 6253 3025 (HN)
  • Nepal: (+977) 98 1072 4911 / (+977) 98 0271 7977
  • Indonesia: (+62) 811 1230 0887
  • Thailand: (+66) 83 989 8884
  • India: (+91) 901 604 4556

Email:

  • Australia: marketing.sydney@annalink.com
  • Vietnam: marketing@annalink.com
  • Nepal: agents.nepal@annalink.com
  • Indonesia: agents.indo@annalink.com
  • Thailand: agents.thai@annalink.com
  • India: agents.india@annalink.com
Table of Contents
  • GUIDES & SUPPORT CATEGORIES
  • IMPORTANT NOTES
  • BUPA OSHC USER GUIDE
    • 1. Activate Your Bupa OSHC Card
    • 2. Find a Doctor or Medical Service
      • A. Use Find a Provider
      • B. When Visiting a Doctor
    • 3. Claim in 3 Easy Steps
      • A. Sign in to myBupa
      • B. Make a claim
      • C. Upload documents
      • D. Other ways to claim
    • 4. Processing times
    • 5. Bank details
    • 6. Maintaining Your Coverage
  • CONTACT ANNALINK

Annalink OSHCstudents

19/20-22 Anglo Rd, Campsie, NSW 2194, Australia
ABN: 26 609 001 185

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Welcome to Annalink OSHCstudents - where passion meets progress! We are a leading Australian-based company, providing a diverse range of services for international students, workers, and visitors, from insurance and tuition fee transfers via Flywire to study tours, PTE platforms, mobile SIM cards, and Bank Account.

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